In Carroll County, Payne Lakes is listed as a reservoir; my opening stop would be one straightforward part of the lake, and I would stay with it until I get a useful clue from the first area. The first trip does not have to solve everything, so I would keep fishing one promising starting zone until I get a useful clue from the first adjustment before I add more distance or tackle.
Payne Lakes Size, Maximum Depth and Volume
Exact size and depth measurements are sparse for Payne Lakes, so I would leave the figures unstated until a reliable lake-specific record provides the figure and use one easy-to-read starting zone until I see enough in the first few casts.
Fishing This Water
Species information for Payne Lakes is limited, so I would use a simple freshwater kit with worms, small jigs, and one moving bait around one manageable area near the launch and wait to specialize until I see enough in the nearby water. I would choose one bait style that fits the target on Payne Lakes, work it around one nearby area near the launch, and keep it there until I see enough in the first hour.
A Practical Payne Lakes Game Plan
For a first trip to Payne Lakes, I would fish one short area near the launch long enough to judge the plan, then change one part of the plan before the rest after I get a clear read from the first area. After I get a clear read from the first adjustment, I would give one sheltered piece of water more time on Payne Lakes instead of immediately looking elsewhere. Once I learn something from the first few casts, I would remember what worked around one straightforward piece of water and begin the next trip to Payne Lakes with that same clue.
Nearby fishing waters
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Distances are straight-line estimates between mapped water locations.